{"id":24059,"date":"2025-12-02T09:00:37","date_gmt":"2025-12-02T00:00:37","guid":{"rendered":"https:\/\/blog.agentsoft.co.kr\/index.php\/2025\/12\/02\/24059\/"},"modified":"2025-12-02T09:00:37","modified_gmt":"2025-12-02T00:00:37","slug":"%ea%b5%ad%ea%b0%80%ea%b0%80-%ec%a3%bc%eb%8f%84%ed%95%98%ec%97%ac-%ec%82%ac%ed%9a%8c%ec%a0%81-%ec%9e%ac%ed%99%94%eb%82%98-%ec%82%ac%ed%9a%8c%eb%b3%b5%ec%a7%80%ec%84%9c%eb%b9%84%ec%8a%a4%eb%a5%bc-2","status":"publish","type":"post","link":"https:\/\/blog.agentsoft.co.kr\/index.php\/2025\/12\/02\/24059\/","title":{"rendered":"\uad6d\uac00\uac00 \uc8fc\ub3c4\ud558\uc5ec \uc0ac\ud68c\uc801 \uc7ac\ud654\ub098 \uc0ac\ud68c\ubcf5\uc9c0\uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc0ac\ud68c\ubcf5\uc9c0 \uc815\ucc45\uc758 \ud544\uc694\uc131\uc744 \uaddc\ubaa8\uc758 \uacbd\uc81c\uc640 \uc5ed\uc758\uc120\ud0dd \uce21\uba74\uc5d0\uc11c \uc124\uba85\ud558\uc2dc\uc624"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/image4.happycampus.com\/Production\/thumb212\/2024\/03\/21\/data29563585-0001.jpg\"><img decoding=\"async\" src=\"https:\/\/image4.happycampus.com\/Production\/thumb212\/2024\/03\/21\/data29563585-0002.jpg\"><\/p>\n<p><strong>\ubaa9\ucc28<\/strong><\/p>\n<p>1. \uc5ed\uc758 \uc120\ud0dd \uce21\uba74<br \/>\n2. \uaddc\ubaa8\uc758 \uacbd\uc81c \uce21\uba74<\/p>\n<p><strong>\ubcf8\ubb38\ub0b4\uc6a9<\/strong><\/p>\n<p>1. \uc5ed\uc758 \uc120\ud0dd \uce21\uba74<\/p>\n<p>\uc624\ub298\ub0a0 \uc11c\uad6c \ubcf5\uc9c0\uad6d\uac00\ub4e4\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc0ac\ud68c\ubcf5\uc9c0\uc815\ucc45 \uc911 \ud558\ub098\ub294 \uc0ac\ud68c\ubcf4\ud5d8\uc778\ub370, \uc0ac\ud68c\ubcf4\ud5d8\uc744 \uac15\uc81c\ub85c \uac00\uc785\ud558\uac8c \ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc774\uc720 \uc911 \ud558\ub098\ub294 \ubc14\ub85c \uc5ed \uc120\ud0dd(adverse selection) \ubb38\uc81c \ub54c\ubb38\uc774\ub2e4.<br \/>\n\uc5ed \uc120\ud0dd\uc774\ub780 \uc704\uc5d0\uc11c \ub17c\uc758\ud55c \ubd88\uc644\uc804\ud55c \uc815\ubcf4\ub85c \uc778\ud574 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \ubcf4\ud5d8\uc790\ubcf4\ub2e4 \uc790\uae30 \uc790\uc2e0\uc758 \uc704\ud5d8 \ubc1c\uc0dd \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \uac16\uace0 \uc788\ub294 \uacbd\uc6b0 \ub098\ud0c0\ub098\ub294 \ud604\uc0c1\uc774\ub2e4. \uc989, \uc5b4\ub5a0\ud55c \uc704\ud5d8\uc774 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \ubcf4\ud5d8\ud68c\uc0ac\ubcf4\ub2e4 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \ub354 \ub9ce\uc774 \uac16\uace0 \uc788\ub2e4\uba74 \uc704\ud5d8 \ubc1c\uc0dd \uac00\ub2a5\uc131\uc774 \ub192\uc740 \uc0ac\ub78c\ub9cc \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uac8c \ub420 \uac83\uc774\uace0, \uadf8\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uae08 \uc9c0\uae09\uc774 \ub9ce\uc544\uc9c0\uba74 \ubcf4\ud5d8\ub8cc\uac00 \uc624\ub974\uac8c \ub420 \uac83\uc774\ub2e4.<\/p>\n<p>\ucd9c\ucc98 : <a href=\"https:\/\/www.happycampus.com\/report-doc\/29563585\/\" target=\"_blank\">\ud574\ud53c\ucea0\ud37c\uc2a4<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubaa9\ucc28 1. \uc5ed\uc758 \uc120\ud0dd \uce21\uba74 2. \uaddc\ubaa8\uc758 \uacbd\uc81c \uce21\uba74 \ubcf8\ubb38\ub0b4\uc6a9 1. \uc5ed\uc758 \uc120\ud0dd \uce21\uba74 \uc624\ub298\ub0a0 \uc11c\uad6c \ubcf5\uc9c0\uad6d\uac00\ub4e4\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc0ac\ud68c\ubcf5\uc9c0\uc815\ucc45 \uc911 \ud558\ub098\ub294 \uc0ac\ud68c\ubcf4\ud5d8\uc778\ub370, \uc0ac\ud68c\ubcf4\ud5d8\uc744 \uac15\uc81c\ub85c \uac00\uc785\ud558\uac8c \ud558\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc774\uc720 \uc911 \ud558\ub098\ub294 \ubc14\ub85c \uc5ed \uc120\ud0dd(adverse selection) \ubb38\uc81c \ub54c\ubb38\uc774\ub2e4. \uc5ed \uc120\ud0dd\uc774\ub780 \uc704\uc5d0\uc11c \ub17c\uc758\ud55c \ubd88\uc644\uc804\ud55c \uc815\ubcf4\ub85c \uc778\ud574 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \ubcf4\ud5d8\uc790\ubcf4\ub2e4 \uc790\uae30 \uc790\uc2e0\uc758 \uc704\ud5d8 \ubc1c\uc0dd \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \ub354 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[29833,23783,29834,29835],"class_list":["post-24059","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-29833","tag-23783","tag-29834","tag-29835"],"_links":{"self":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/24059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/comments?post=24059"}],"version-history":[{"count":0,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/24059\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/media?parent=24059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/categories?post=24059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/tags?post=24059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}