{"id":38515,"date":"2026-04-25T09:02:12","date_gmt":"2026-04-25T00:02:12","guid":{"rendered":"https:\/\/blog.agentsoft.co.kr\/index.php\/2026\/04\/25\/38515\/"},"modified":"2026-04-25T09:02:12","modified_gmt":"2026-04-25T00:02:12","slug":"%eb%af%b8%ea%b5%ad-%ea%b8%88%ec%9c%b5%ec%9c%84%ea%b8%b0%ec%99%80-%eb%8c%80%ed%95%9c%eb%af%bc%ea%b5%ad%ec%9d%98-%ea%b2%bd%ec%a0%9c%ec%a0%95%ec%b1%85-%ec%84%9c%eb%b8%8c%ed%94%84%eb%9d%bc%ec%9e%84","status":"publish","type":"post","link":"https:\/\/blog.agentsoft.co.kr\/index.php\/2026\/04\/25\/38515\/","title":{"rendered":"\ubbf8\uad6d \uae08\uc735\uc704\uae30\uc640 \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c\uc815\ucc45, \uc11c\ube0c\ud504\ub77c\uc784\ubaa8\uae30\uc9c0\uc640 SVB \ud30c\uc0b0\uc744 \uc911\uc2ec\uc73c\ub85c"},"content":{"rendered":"

<\/p>\n

\ubaa9\ucc28<\/strong><\/p>\n

\u2160. \uc5f0\uad6c\uc758 \uc2dc\uc791
\n1. \uc5f0\uad6c \uc8fc\uc81c
\n2. \uc5f0\uad6c \uc8fc\uc81c \uc120\uc815 \ub3d9\uae30
\n3. \uc5f0\uad6c \ubaa9\uc801 \ubc0f \ud544\uc694\uc131<\/p>\n

\u2161. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d
\n1. \uae08\uc735\uc704\uae30
\n2. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc758 \uc6d0\uc778
\n3. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d<\/p>\n

\u2162. SVB \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d
\n 1. SVB \uc0ac\ud0dc\uc758 \uc6d0\uc778
\n 2. SVB \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d <\/p>\n

\u2163. \uacb0\ub860 \ub3c4\ucd9c
\n 1. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 SVB \uc0ac\ud0dc\uc758 \ube44\uad50
\n 2. \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c\uc815\ucc45<\/p>\n

\ubcf8\ubb38\ub0b4\uc6a9<\/strong><\/p>\n

1. \uc5f0\uad6c \uc8fc\uc81c
\n\ubbf8\uad6d \uae08\uc735\uc704\uae30\uc640 \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c\uc815\ucc45<\/p>\n

2. \uc5f0\uad6c \uc8fc\uc81c \uc120\uc815 \ub3d9\uae30
\n\uc5f0\uc900 \uae08\ub9ac\uc758 \uc9c0\uc18d\uc801\uc778 \uc778\uc0c1 \uc18d\uc5d0\uc11c \ud55c\uad6d\uc740\ud589\uc758 \uae08\ub9ac \uc778\uc0c1 \uc5ec\ubd80\uc5d0 \ub300\ud55c \ub728\uac70\uc6b4 \uad00\uc2ec\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4.
\n\uc774\uc5d0 \ub300\ud558\uc5ec \ub300\ud55c\ubbfc\uad6d\uc758 \ud1b5\ud654\uc815\ucc45\uc5d0 \ub300\ud55c \uad81\uae08\uc99d\uc774 \uc77c\uc5c8\uace0, \uc774\ub97c \uc5f0\uad6c\ud558\uace0\uc790 \ud55c\ub2e4.
\n\ub610\ud55c \ubbf8\uad6d \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uc740\ud589(SVB)\uc758 \ubc45\ud06c\ub7f0 \uc0ac\ud0dc\ub85c \ub9d0\ubbf8\uc554\uc740 \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c\uc815\ucc45\uc5d0 \ub300\ud55c \uc548\uc804\uc131 \ubc0f \ubc29\ud5a5\uc131\uc5d0 \ub300\ud55c \uace0\ucc30\uc744 \ud558\uace0\uc790 \ud55c\ub2e4.<\/p>\n

3. \uc5f0\uad6c \ubaa9\uc801 \ubc0f \ud544\uc694\uc131
\n\uc5f0\uad6c \ubaa9\uc801
\n\ub300\ud55c\ubbfc\uad6d\uc774 \uc138\uacc4 \uacbd\uc81c \ud750\ub984\uc5d0\uc11c \uc5b4\ub5a4 \uacbd\uc81c\uc815\ucc45\uc744 \ud3bc\uccd0\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \uace0\ucc30\uacfc \ub354\ubd88\uc5b4 \uc138\uacc4 \uacbd\uc81c\ub97c \uc774\ub04c\uae30 \uc704\ud558\uc5ec \uc9c0\ub140\uc57c \ud560 \ubc29\ud5a5\uc131\uc5d0 \ub300\ud55c \uc5f0\uad6c\ub97c \ubaa9\uc801\uc73c\ub85c \ud55c\ub2e4.<\/p>\n

\uc5f0\uad6c \ud544\uc694\uc131
\n\ud604 \uc0ac\ud0dc\uc640 \uad00\ub828\ub41c \ub300\ud55c\ubbfc\uad6d \ud1b5\ud654\uc815\ucc45\uc758 \ubc29\ud5a5\uc131\uc744 \uc81c\uace0\ud568\uc73c\ub85c\uc368 \ud55c \ub098\ub77c\uc5d0 \uad6d\ud55c\ub41c \uacbd\uc81c\uac00 \uc544\ub2cc \uc138\uacc4\ud654\ub41c \uacbd\uc81c\uc758 \ud750\ub984\uc744 \ud30c\uc545\ud560 \uc218 \uc788\ub2e4. \uc774\ub294 \uc138\uacc4\ub85c \ub098\uc544\uac00\ub294 \uacbd\uc81c\ud559\ub3c4\ub85c\uc11c\uc758 \uc5ed\ub7c9\uc744 \ud0a4\uc6b0\ub294 \ub514\ub524\ub3cc\uc774 \ub420 \uac83\uc774\ub2e4.<\/p>\n

\u2161. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d
\n1. \uae08\uc735\uc704\uae30
\n\uae08\uc735\uc704\uae30: \uae08\uc735\uc5d0\uc11c \ube44\ub86f\ub41c \uacbd\uc81c\uc704\uae30<\/p>\n

\u2460 \ud611\uc758\uc758 \uac1c\ub150
\n; \uae08\uc735\uc704\uae30 \uc870\uac74\uc744 \uc5c4\uaca9\ud788 \uc81c\ud55c\ud558\ub294 \uacbd\uc6b0
\n; Goldsmith\uc758 \uae08\uc735\uc704\uae30 – \ub2e8\uae30\uae08\ub9ac, \uc8fc\uac00, \ubd80\ub3d9\uc0b0 \uac00\uaca9 \ub4f1 \uac01\uc885 \uae08\uc735\uc9c0\ud45c\ub4e4\uc774 \ub2e8\uae30\uac04 \ub0b4\uc5d0 \uac11\uc791\uc2a4\ub7fd\uac8c \uc545\ud654\ub418\uc5b4 \uae08\uc735\uc2dc\uc2a4\ud15c\uc774 \uc804\ubc18\uc801\uc73c\ub85c \ubd95\uad34\ub418\ub294 \ud604\uc0c1
\n; wolfs on\uc758 \uae08\uc735\uc704\uae30 – \uc608\uae30\uce58 \ubabb\ud55c \uc0ac\ud0dc\uc5d0 \uc9c1\uba74\ud574\uc11c \uae08\uc735\uc2dc\uc2a4\ud15c\uc774 \ubd88\uc548\ud574\uc9c0\uace0 \uae08\uc735\uae30\uad00\uc774 \ud30c\uc0b0\ud558\ub294 \ub4f1 \uc815\uc0c1\uc801\uc778 \uacbd\uc81c \ubc0f \uae08\uc735 \uc81c\ub3c4\uc758 \uae30\ub2a5\uc774 \uc640\ud574\ub41c \uc0c1\ud0dc<\/p>\n

\u2461 \uad11\uc758\uc758 \uac1c\ub150
\n; \uae08\uc735\uc704\uae30\uc758 \uc870\uac74\uc744 \uc5c4\uaca9\ud558\uac8c \uc81c\ud55c\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0
\n; Minsky\uc758 \uae08\uc735\uc704\uae30 – \uc18c\ub4dd\uacfc \uac00\uaca9\uc774 \ud558\ub77d\ud558\uba74\uc11c \uae08\uc735\uae30\uad00\uacfc \uae30\uc5c5\uc758 \ub300\uaddc\ubaa8 \ucc44\ubb34\ubd88\uc774\ud589 \uc0c1\ud0dc\uac00 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0
\n; Kindleberger\uc758 \uae08\uc735\uc704\uae30 – \uc608\uae30\uce58 \uc54a\uc740 \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud558\uc5ec \uc790\uc0b0\uac00\uce58\uac00 \ud3ed\ub77d\ud558\uace0 \ubd80\ucc44\ube44\uc728\uc774 \ub192\uc740 \uae30\uc5c5\ub4e4\uc774 \ub3c4\uc0b0\ud574 \uacb0\uc81c\uc81c\ub3c4\uc640 \uc2e0\uc6a9\ucc3d\uc870 \uae30\ub2a5\uc774 \uc81c \uc5ed\ud560\uc744 \ud558\uc9c0 \ubabb\ud574 \uacbd\uc81c\uac00 \uc804\ubc18\uc801\uc73c\ub85c \ubd95\uad34\ub418\ub294 \ud604\uc0c1<\/p>\n

\ucd9c\ucc98 : \ud574\ud53c\ucea0\ud37c\uc2a4<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ubaa9\ucc28 \u2160. \uc5f0\uad6c\uc758 \uc2dc\uc791 1. \uc5f0\uad6c \uc8fc\uc81c 2. \uc5f0\uad6c \uc8fc\uc81c \uc120\uc815 \ub3d9\uae30 3. \uc5f0\uad6c \ubaa9\uc801 \ubc0f \ud544\uc694\uc131 \u2161. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d 1. \uae08\uc735\uc704\uae30 2. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc758 \uc6d0\uc778 3. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d \u2162. SVB \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d 1. SVB \uc0ac\ud0dc\uc758 \uc6d0\uc778 2. SVB \uc0ac\ud0dc\uc640 \ub300\ud55c\ubbfc\uad6d \u2163. \uacb0\ub860 \ub3c4\ucd9c 1. \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \uc0ac\ud0dc\uc640 SVB \uc0ac\ud0dc\uc758 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[34014,34028,48259,41711],"class_list":["post-38515","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-34014","tag-34028","tag-48259","tag-41711"],"_links":{"self":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/38515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/comments?post=38515"}],"version-history":[{"count":0,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/38515\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/media?parent=38515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/categories?post=38515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/tags?post=38515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}