{"id":43414,"date":"2026-06-13T09:02:33","date_gmt":"2026-06-13T00:02:33","guid":{"rendered":"https:\/\/blog.agentsoft.co.kr\/index.php\/2026\/06\/13\/43414\/"},"modified":"2026-06-13T09:02:33","modified_gmt":"2026-06-13T00:02:33","slug":"%eb%a7%8c%ec%a0%90%eb%b0%9b%ec%9d%80-%ea%b2%bd%ec%a0%9c-%ea%b8%88%ec%9c%b5-%eb%89%b4%ec%8a%a4-%ea%b8%b0%ec%82%ac-%ec%8a%a4%ed%81%ac%eb%9e%a9-%ea%b3%bc%ec%a0%9c","status":"publish","type":"post","link":"https:\/\/blog.agentsoft.co.kr\/index.php\/2026\/06\/13\/43414\/","title":{"rendered":"\ub9cc\uc810\ubc1b\uc740 \uacbd\uc81c \uae08\uc735 \ub274\uc2a4 \uae30\uc0ac \uc2a4\ud06c\ub7a9 \uacfc\uc81c"},"content":{"rendered":"

<\/p>\n

\ubaa9\ucc28<\/strong><\/p>\n

1. \u201c\ucd9c\ub801\uc774\ub294 \ube44\ud2b8\ucf54\uc778, \uace0\uacf5\ud589\uc9c4 \uc774\uc5b4\uc9c8\uae4c\u201d
\n2. \u201c8\ub144 \ub9cc\uc5d0 \uae08\ub9ac \uc778\uc0c1\uc5d0\ub3c4 \u2018\uc694\uc9c0\ubd80\ub3d9\u2019 \uc5d4\ud654\uac12\u2026\u2018\uc5d4\ud14c\ud06c\uc871\u2019 \uae30\ub300\ub294 \uacc4\uc18d\u201d
\n3. \u201c\ubb3c\uac00 \ubabb \uc7a1\ub294\ub2e4\u201d\ud37c\uc9c0\ub294 \ube44\uad00\ub860\uc5d0 \uac74\uc124\uacbd\uae30\uc545\ud654\uae4c\uc9c0\u2026\uc62c\ud574\ub3c4 \u97d3\uacbd\uae30 \ucca9\ucca9\uc0b0\uc911
\n4. \u201c\ud55c\uc740, \ubbf8\u00b7\uc601\u00b7\uc77c\u00b7\ud504\ub791\uc2a4\u00b7\uc2a4\uc704\uc2a4\uc640 '\ubbf8\ub798 \ud1b5\ud654 \uc2dc\uc2a4\ud15c' \uba38\ub9ac \ub9de\ub304\ub2e4\u201d
\n5. \u7f8e \uacbd\uc81c\uc9c0\ud45c \ub300\uccb4 \uc5b4\ub290\uc815\ub3c4\uae38\ub798\u2026\uc2dc\uc7a5\uc120 \uc774\ubbf8 9\uc6d4 \uc778\ud558\ub860\ub3c4 \u2018\uc194\uc194\u2019
\n6. IMF, \uc62c\ud574 \u97d3 \uc131\uc7a5\ub960 2.3% \uc720\uc9c0\u2026\uc138\uacc4 \uc131\uc7a5\ub960 3.2%\ub85c 0.1%p \uc0c1\ud5a5
\n7. \u201c1\uc5b5\uc5d0 \uc0ac\ub3c4 2\ubc30 \uc624\ub97c \uc904 \uc54c\uc558\ub294\ub370…\u201d \ube44\ud2b8\ucf54\uc778 9\ucc9c\ub9cc\uc6d0 \ubd95\uad34
\n8. \ubb34\ub514\uc2a4, \ud55c\uad6d \uc2e0\uc6a9\ub4f1\uae09 'Aa2, \uc548\uc815\uc801' \uc720\uc9c0\u2026\uc131\uc7a5\ub960 2.5% \uc608\uce21(\uc885\ud569)
\n9. \ub3d9\ud559 \uac1c\ubbf8, \uc0bc\uc131\uc804\uc790 \ud314\uace0 \uc2a4\ud0c0\ubc85\uc2a4 \uc0c0\ub2e4
\n10. \uac01\uad6d \uac00\uc0c1\uc790\uc0b0 ETF \uc18d\uc18d \uc2b9\uc778 … \ud55c\uad6d\ub9cc \u2018\ud06c\ub9bd\ud1a0 \uac08\ub77c\ud30c\uace0\uc2a4\u2019 \ub418\ub098<\/p>\n

\ubcf8\ubb38\ub0b4\uc6a9<\/strong><\/p>\n

16\uc77c \uc5c5\uacc4\uc5d0 \ub530\ub974\uba74 \ube44\ud2b8\ucf54\uc778\uc740 \uc804\ub0a0 \uc62c\ud574 \ucd5c\ub300 \ubcc0\ub3d9\ud3ed\uc744 \uae30\ub85d\ud588\ub2e4. \uc9c0\ub09c 11\uc77c \uc0ac\uc0c1 \ucc98\uc74c\uc73c\ub85c 1\uc5b5\uc6d0\uc744 \ub3cc\ud30c\ud55c \ub4a4 \uace0\uacf5\ud589\uc9c4\uc744 \uc774\uc5b4\uac00\ub2e4 \uccab \ud558\ub77d\uc138\ub97c \ub9de\uc740 \uc5ec\ud30c\ub2e4. \uc804\ub0a0 \uc0c8\ubcbd\ubd80\ud130 \uc624\uc804\uacfc \uc624\ud6c4 \uc21c\uc11c\ub300\ub85c \uae30\ub85d\ud55c \uac00\uaca9\ub300\ub294 9900\u21921\uc5b5400\u21929600\ub9cc\uc6d0\uc774\ub2e4. \ucf54\uc778\ub2e4\uc6b4 \ucd9c\ub801\uc784\uc774\ub2e4. \uc5b4\ub5a4 \uc790\uc0b0\ub3c4 \uc77c\uc9c1\uc120\uc73c\ub85c \uc624\ub974\uc9c0 \uc54a\ub294 \ub9cc\ud07c \ub2e8\uae30 \uae09\ub77d\uc740 \uc608\uc0c1\ub410\ub358 \ubc14\ub2e4. \ud558\uc9c0\ub9cc \uc774\ud6c4 \uc0c1\ud669\uc5d0 \ub300\ud55c \uc804\ubb38\uac00 \uad00\uce21\uc740 \uc5c7\uac08\ub838\ub2e4.
\n \u201c\ube44\ud2b8\ucf54\uc778 \uc778\uc815\ud55c\ub2e4\uba74 \uc9c0\uae08 \ub4e4\uc5b4\uac00\uc57c\u201d \uba3c\uc800 \ubcf8\uaca9\uc801\uc778 \ubd88\uc7a5 \uc9c4\uc785\uc5d0 \uc55e\uc11c \uc77c\uc2dc\uc801 \ud6c4\ud1f4\ub780 \uc9c4\ub2e8\uc774\ub2e4. \uc774 \uad00\uc810\uc5d0\uc120 9000\ub9cc\uc6d0 \ud6c4\ubc18\ub300\uc5d0 \uba38\ubb34\ub294 \ud604\uc7ac \ube44\ud2b8\ucf54\uc778 \uac00\uaca9\uc774 ‘\uc800\uc810’\uc77c \uc218 \uc788\ub2e4\ub294 \ud3c9\uac00\uac00 \ub098\uc628\ub2e4. \ub2e4\uc2dc \ub9d0\ud574 \ube44\ud2b8\ucf54\uc778\uc758 \uc7a0\uc7ac\ub825\uc744 \uc778\uc815\ud55c\ub2e4\uba74 \uc9c0\uae08\uc774\ub77c\ub3c4 \ub4e4\uc5b4\uac00\ub294 \uc6a9\uae30\uac00 \ud544\uc694\ud558\ub2e4\ub294 \uc870\uc5b8\uc774\ub2e4.
\n \u201c\uc870\uc815 \ubc1b\uc73c\uba74 19% \ube60\uc9c8 \uac83\u201d \uacfc\uc5f4\uc744 \uc6b0\ub824\ud558\ub294 \ube44\uad00\ub860\ub3c4 \uc801\uc9c0 \uc54a\ub2e4. \uc9c0\ub09c\ud574 \ub9d0\ubd80\ud130 \ud604\ubb3c ETF\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc744 \uc120\ubc18\uc601\ud558\uba70 \uafb8\uc900\ud788 \uc62c\ub790\ub358 \ube44\ud2b8\ucf54\uc778\uc774 \uc774\uc81c\ub294 \ub5a8\uc5b4\uc9c8 \ub54c\uac00 \ub410\ub2e4\ub294 \uad00\uce21\uc774\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uc774\uc5d0 \ub530\ub77c \uc870\uc815\uc744 \uacaa\ub294\ub2e4\uba74 \ucd5c\ub300 7700\ub9cc\uc6d0\uae4c\uc9c0 \ube60\uc9c8 \uc218 \uc788\ub2e4\uace0 \ubcf4\uace0 \uc788\ub2e4. \ud604\uc7ac \uac00\uaca9(9600\ub9cc\uc6d0) \ub300\ube44 19% \ube60\uc9c4 \uc218\uce58\ub2e4.<\/p>\n

\ucd5c\uadfc, \ube44\ud2b8\ucf54\uc778\uc774 \ub2e8\uc2dc\uac04\uc5d0 1\uc5b5\ub300\ub97c \ub3cc\ud30c\ud55c \ud6c4 9600\ub9cc\uc6d0 \ub300\ub85c \ub2e8\uae30 \uae09\ub77d\ud588\ub2e4. \uc774\ub807\ub4ef \ube44\ud2b8\ucf54\uc778\uc758 \uac00\uce58\uac00 \ube60\ub978 \ubcc0\ud654\ub97c \ubcf4\uc774\uc790 \uad00\ub828 \uc804\ubb38\uac00\ub4e4 \ubfd0 \ub9cc \uc544\ub2c8\ub77c \uc77c\ubc18 \uc5ec\ub860\ub4e4\ub3c4 \uc774\ud6c4 \ube44\ud2b8\ucf54\uc778\uc758 \uac00\uce58\uc5d0 \ub300\ud55c \uc758\uacac\uc774 \ud33d\ud33d\ud558\uac8c \uc5c7\uac08\ub838\ub2e4. \uadf8\ub7ec\ub098 \uc5ec\ub7ec \uae30\uc0ac\ub4e4\uc744 \uc0b4\ud3b4 \ubcf8 \ud6c4, \ub098\uc758 \uccb4\uac10 \uc0c1\uc73c\ub85c\ub294 \uc624\ub97c \uac83\uc774\ub77c\uace0 \uad00\uce21\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uc740 \uac83 \uac19\uc558\ub2e4. \ub098 \ub610\ud55c, \uc774 \uae30\uc0ac\uc5d0 \ub098\uc628 \uad6d\ub0b4 \uac00\uc0c1 \uc790\uc0b0 \uac70\ub798\uc18c \ucf54\ube57\uc758 \uc758\uacac\ucc98\ub7fc \ube44\ud2b8\ucf54\uc778 \uc0c1\uc2b9\uc740 \ubc84\ube14\ub85c\ub9cc \uc774\ub8e8\uc5b4\uc9c4 \uac83\uc774 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4. \uc65c\ub0d0\ud558\uba74 \uacfc\uac70\ubd80\ud130 \uc9c0\uae08\uae4c\uc9c0 \uc57d 15\ub144\uac04 \ud3c9\uade0 200%\uc758 \ube44\ud2b8\ucf54\uc778 \uc218\uc775\ub960\uc744 \ube44\uad50\ud574\ubcf4\uace0, \uc55e\uc73c\ub85c\uc758 \uc720\uc785\ub7c9\uc774 \uc608\uce21\ub41c \uac83\uc744 \uc0b4\ud3b4\ubcf4\uc558\uc744 \ub54c \ub354 \uc624\ub97c \uac83 \uac19\uc774 \ubcf4\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc624\ub298 \uc788\uc5c8\ub358 \ub2e8\uae30 \uae09\ub77d\ucc98\ub7fc \uc911\uac04\uc5d0 \ud558\ub77d\uc774 \ub418\ub294 \uc2dc\uae30\ub3c4 \uc788\uc744 \uac83\uc774\ub77c\uace0\ub3c4 \uc0dd\uac01 \ub41c\ub2e4.<\/p>\n

\ucd9c\ucc98 : \ud574\ud53c\ucea0\ud37c\uc2a4<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ubaa9\ucc28 1. \u201c\ucd9c\ub801\uc774\ub294 \ube44\ud2b8\ucf54\uc778, \uace0\uacf5\ud589\uc9c4 \uc774\uc5b4\uc9c8\uae4c\u201d 2. \u201c8\ub144 \ub9cc\uc5d0 \uae08\ub9ac \uc778\uc0c1\uc5d0\ub3c4 \u2018\uc694\uc9c0\ubd80\ub3d9\u2019 \uc5d4\ud654\uac12\u2026\u2018\uc5d4\ud14c\ud06c\uc871\u2019 \uae30\ub300\ub294 \uacc4\uc18d\u201d 3. \u201c\ubb3c\uac00 \ubabb \uc7a1\ub294\ub2e4\u201d\ud37c\uc9c0\ub294 \ube44\uad00\ub860\uc5d0 \uac74\uc124\uacbd\uae30\uc545\ud654\uae4c\uc9c0\u2026\uc62c\ud574\ub3c4 \u97d3\uacbd\uae30 \ucca9\ucca9\uc0b0\uc911 4. \u201c\ud55c\uc740, \ubbf8\u00b7\uc601\u00b7\uc77c\u00b7\ud504\ub791\uc2a4\u00b7\uc2a4\uc704\uc2a4\uc640 '\ubbf8\ub798 \ud1b5\ud654 \uc2dc\uc2a4\ud15c' \uba38\ub9ac \ub9de\ub304\ub2e4\u201d 5. \u7f8e \uacbd\uc81c\uc9c0\ud45c \ub300\uccb4 \uc5b4\ub290\uc815\ub3c4\uae38\ub798\u2026\uc2dc\uc7a5\uc120 \uc774\ubbf8 9\uc6d4 \uc778\ud558\ub860\ub3c4 \u2018\uc194\uc194\u2019 6. IMF, \uc62c\ud574 \u97d3 \uc131\uc7a5\ub960 2.3% \uc720\uc9c0\u2026\uc138\uacc4 \uc131\uc7a5\ub960 3.2%\ub85c 0.1%p \uc0c1\ud5a5 7. \u201c1\uc5b5\uc5d0 \uc0ac\ub3c4 2\ubc30 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[34028,22280,30353,9212,8133,33931,20449,54009,32543,28150],"class_list":["post-43414","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-34028","tag-1-","tag-30353","tag-imba-","tag-8133","tag-33931","tag-20449","tag-54009","tag-32543","tag-28150"],"_links":{"self":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/43414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/comments?post=43414"}],"version-history":[{"count":0,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/posts\/43414\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/media?parent=43414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/categories?post=43414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.agentsoft.co.kr\/index.php\/wp-json\/wp\/v2\/tags?post=43414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}